How Long Term Care Insurance (LTCI) gave peace of mind to Vernon Duckett and allowed him to give the right care to the love of his life and High School Sweetheart. The kind of Love Story you need to hear!

 

 

 

Long-Term Care Awareness Month is here. With the holiday season beginning, you might be getting ready to spend quality time with family/friends and unfortunately this time of year healthcare can become a topic of the agenda.  If you have family members or friends that have not planned, or if you have not yet planned did you know:

• 78% of adults who are getting long-term care at home rely solely on family and friends for their assistance
• The average caregiver is a woman around 46 years of age
• On average, the caregiver spends about 21 hours per week assisting their patient or family member
• Over 90% of family caregivers had to alter their work schedule permanently due to caring for their loved one
• Around 40% of caregivers have had to switch from working full-time, to part-time.
• Close to half said they had to skip vacation and other personal activities in order to take adequate care of their loved one
• 29% had to use their own money in providing care
• More than 10% had to move in order to be closer to their family member in need of care
• Around 10% had to take a pay cut at their full-time job

 

 

 

I look forward to helping you and any friends or family members that have not planned.