Important information about Long Term Care rates, and you were top of my mind….if you or any friend or family member has not taken this risk out of their life yet, I can help them, even if they have questionable health right now or are on a limited budget! Given the industry’s historically low-interest-rate environment, and […]
Category: Long Term Care
Five Reasons Why People Buy
Long-Term Care Insurance
BURDEN TO FAMILY:Taking care of people who are chronically ill, can make the caregiver chronically ill. Long term care insurance allows children to maintain their relationship with their parents by helping supervise their care, rather than providing that care.
ACCESS TO QUALITY CARE: People want access to quality care
at home or at places of their choice, with caregivers of their choice.
ASSET PROTECTION: For those with assets, there are two ways you can pay for long term care – your retirement portfolio or long term care insurance.
CONTROL AND INDEPENDENCE: People want control and independence choosing where they live and the kind of care received.
PEACE OF MIND: Long term care doesn’t bring families together, it tears families apart. Long term care insurance brings families together and provides peace of mind.
As a Long Term Care professional advisor, with over a decade of experience and 2000+ clients across the country, I have the opportunity to observe trends in the industry that others can’t see. One of these current trends, because of our historically low-interest-rate environment, is the steady increase […]
With soaring prevalence, lack of effective treatment and enormous costs, Alzheimer’s disease is a triple threat unlike any other disease — women know this all too well. Did you know that almost two-thirds of Americans living with Alzheimer’s are women? Or that women are also more likely to be caregivers of […]
Sandy Essex Talks About Long Term Care On The Financial Physician. Sandy Essex is a long-term care planning advisor representing the top long-term care providers. Her area of focus and expertise is long-term care insurance planning. In addition to representing traditional LTC coverage options, she also represents “hybrid” solutions that include a death […]
Live on The Financial Physician. Sandy Essex is a long-term care planning advisor representing the top long-term care providers. Her area of focus and expertise is long-term care insurance planning. In addition to representing traditional LTC coverage options, she also represents “hybrid” solutions that include a death benefit and various life insurance options. […]
What Long Term Care Insurance does: Help protect your finances from assisted care expenses. Thanks to advances in medicine, retirees are living longer, more independent lives. As a result, someone turning age 65 today has almost a 70% chance of needing some type of long-term care*. Although many people assume Medicare […]