Category: Long Term Care

Five Reasons Why People Buy

Long-Term Care Insurance

BURDEN TO FAMILY:Taking care of people who are chronically ill, can make the caregiver chronically ill. Long term care insurance allows children to maintain their relationship with their parents by helping supervise their care, rather than providing that care.
ACCESS TO QUALITY CARE: People want access to quality care
at home or at places of their choice, with caregivers of their choice.
ASSET PROTECTION: For those with assets, there are two ways you can pay for long term care – your retirement portfolio or long term care insurance.
CONTROL AND INDEPENDENCE: People want control and independence choosing where they live and the kind of care received.
PEACE OF MIND: Long term care doesn’t bring families together, it tears families apart. Long term care insurance brings families together and provides peace of mind.

Keeping you informed|Sandy Essex| Best LTC Advice

              As a Long Term Care professional advisor, with over a decade of experience and 2000+ clients across the country, I have the opportunity to observe trends in the industry that others can’t see. One of these current trends, because of our historically low-interest-rate environment, is the steady increase […]

200K Matching Gift Challenge | Best LTC Advice

        With soaring prevalence, lack of effective treatment and enormous costs, Alzheimer’s disease is a triple threat unlike any other disease — women know this all too well. Did you know that almost two-thirds of Americans living with Alzheimer’s are women? Or that women are also more likely to be caregivers of […]

Sandy Essex Interview On The Financial Physician

  Sandy Essex Talks About Long Term Care On The Financial Physician.       Sandy Essex is a long-term care planning advisor representing the top long-term care providers. Her area of focus and expertise is long-term care insurance planning. In addition to representing traditional LTC coverage options, she also represents “hybrid” solutions that include a death […]

Sandy Essex Live on The Financial Physician

  Live on The Financial Physician.       Sandy Essex is a long-term care planning advisor representing the top long-term care providers. Her area of focus and expertise is long-term care insurance planning. In addition to representing traditional LTC coverage options, she also represents “hybrid” solutions that include a death benefit and various life insurance options. […]

Find your path forward

    IF YOU DON’T OWN A POLICY, EMAIL or CALL ME SO WE CAN DISCUSS. IF YOU OWN A POLICY, The best gift you can do is to PASS THIS ALONG TO THE PEOPLE YOU CARE ABOUT WHO HAVE NO PROTECTION TO INFORM THEM ABOUT  POTENTIALLY GETTING COVERAGE.   Sandy Essex, CLTC Long Term […]

What Long Term Care Insurance does:

        What Long Term Care Insurance does: Help protect your finances from assisted care expenses. Thanks to advances in medicine, retirees are living longer, more independent lives. As a result, someone turning age 65 today has almost a 70% chance of needing some type of long-term care*. Although many people assume Medicare […]

Nov Is Long Term Care Awareness Month

Nov Is Long Term Care Awareness Month     Without long-term care insurance, caring for Joe would have depleted our savings. Now I’m not afraid of running out of money.       My goal is to help you create a plan to mitigate those consequences and help you think through what plan is in […]

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