Category: Long Term Care

Five Reasons Why People Buy

Long-Term Care Insurance

BURDEN TO FAMILY:Taking care of people who are chronically ill, can make the caregiver chronically ill. Long term care insurance allows children to maintain their relationship with their parents by helping supervise their care, rather than providing that care.
ACCESS TO QUALITY CARE: People want access to quality care
at home or at places of their choice, with caregivers of their choice.
ASSET PROTECTION: For those with assets, there are two ways you can pay for long term care – your retirement portfolio or long term care insurance.
CONTROL AND INDEPENDENCE: People want control and independence choosing where they live and the kind of care received.
PEACE OF MIND: Long term care doesn’t bring families together, it tears families apart. Long term care insurance brings families together and provides peace of mind.

What is the average price of a private room in a nursing home?

  The average price of a private room in a nursing home ($267 a day) is about double the average hotel room ($127 a day). Think long-term care insurance.         Who will care for you when you can’t care for yourself? Care options that may be available to you.   To take […]

Long-Term Care Insurance Did you know?

Long-Term Care Insurance Did you know that neither your health insurance nor Medicare would pay for extended long-term care services in the event that you needed them in the future?.   If you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time, you’ll need […]

Who will care for you when you can’t care for yourself?

    Who will care for you when you can’t care for yourself? Care options that may be available to you.   To take the next step, You can contact me from my info listed below or you can fill out this form for a call back, Sandy Essex, CLTC Long Term Care Planning Advisor 847.695.6690  […]

Care or Companionship in 2019

  To take the next step, You can contact me from my info listed below or you can fill out this form for a call back, Sandy Essex, CLTC Long Term Care Planning Advisor 847.695.6690  Visit us at   www.BestLtcAdvice.com CLICK HERE to see the COST Of CARE IN YOUR AREA To send me a Secured Email click […]

What Medicare Doesn’t Pay For

Knowing Your Medicare Coverage And Limitations!     Medicare does not cover any type of long-term care, whether in nursing homes, assisted living facilities or people’s own homes. Of course, it covers medical services in these settings, but not the cost of staying in any long-term care facilities or the cost of any “custodial” care […]

What’s Your Plan | Long Term Care Planning|

What’s Your Plan? Meet Sandy Essex.       To take the next step, You can contact me from my info listed below or you can fill on this form for a call back, Sandy Essex, CLTC Long Term Care Planning Advisor 847.695.6690  Visit us at   www.BestLtcAdvice.com CLICK HERE to see the COST Of CARE IN YOUR […]

At the End, Comfort & Familiarity

          To take the next step, You can contact me from my info listed below or you can fill on this form for a call back, Sandy Essex, CLTC Long Term Care Planning Advisor 847.695.6690  Visit us at   www.BestLtcAdvice.com CLICK HERE to see the COST Of CARE IN YOUR AREA To send me […]

Achieving Peace of Mind

      To take the next step, You can contact me from my info listed below or you can fill on this form for a call back, Sandy Essex, CLTC Long Term Care Planning Advisor 847.695.6690  Visit us at   www.BestLtcAdvice.com CLICK HERE to see the COST Of CARE IN YOUR AREA To send me a Secured […]

Obtaining High Quality Care

      To take the next step, You can contact me from my info listed below or you can fill on this form for a call back, Sandy Essex, CLTC Long Term Care Planning Advisor 847.695.6690  Visit us at   www.BestLtcAdvice.com CLICK HERE to see the COST Of CARE IN YOUR AREA To send me a Secured […]

Music and Life Lessons

Music and Life Lessons: A Q&A with Rita Wilson   Known as an actor (“Sleepless in Seattle,” “Girls”) and film producer (“My Big Fat Greek Wedding”), Rita Wilson is also an accomplished songwriter with three albums to date. Her latest album, “Bigger Picture,” is about “taking stock of who you are.” We sat down to […]

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